Is saving a New Year’s resolution for 2025? You don’t need to come up with a plan by yourself. The 705 team is here to help you succeed in the new year and make your financial dreams a reality. Whether your goal is to finally build up an emergency fund or buy a new car, we have the tools and team to help you get your finances where you want them to be. Below is list of ways to kickstart your financial goals!
- Set SMART Goals: Specific, Measurable, Achievable, Relevant, Time-bound goals can make all the difference! Having trouble making a financial plan that fits your situation? Reach out to a 705 FCU Financial Counselor! Eight of the fifteen team members have a certified financial counseling designation to help you reach your financial goals.
- ZOGO: 73% of Americans say they stress out about money. That’s why 705 Federal Credit Union is working with Zogo, a mobile app that rewards you so you can earn while you learn. Download the free app with code “705fcu” and start working towards financial freedom! Learn more at: https://conta.cc/4iGYlvJ.
- Pay Yourself First! According to a survey by GOBankingRates, 50% of Americans have $500 or less in their savings account. Set up an automatic transfer to your saving account every time you get paid. By saving $20 every two weeks, you would meet that $500 goal within a year.
- Find the Right Savings Account for YOU! The credit union has several savings options based on your situation. If you are looking to get a jumpstart on saving for Christmas, our Christmas Club is the perfect option for your finances. Looking for an account to start saving for a rainy day? Our Super Green pays a higher dividend rate with more flexibility on withdrawals. Want a low-risk investment option? A Share Certificate could be exactly what makes sense for your finances. Check out our various savings account options and the dividend rates on those accounts.
- Round Up Savings: Looking for ways to save? Automate your savings with Round Up Savings! This feature turns your spare change into savings. How does it work? Every time you use your debit card; the transactions are rounded up to the next dollar and transferred into your savings account. Meeting your savings goal is a call away. Call 337-232-8450 option 2 to turn on this feature!
- Debt Consolidation Loan: Could consolidating several debts into one help you save money each month? Talk to a loan officer about this process! Our loan officers can help you save money each month AND come up with a plan for the future with free financial counseling.
